01About these terms
These terms describe the intended rules for using BUYBIZ, a Nigeria-focused digital marketplace operated under the BUYBIZ brand. The legal entity, registered address and final governing-law provisions must be supplied and reviewed before launch.
By creating an account or using the service, you agree to these terms and the Privacy Notice. If you do not agree, do not use BUYBIZ.
02Accounts and eligibility
You must provide a unique username, a valid email address and a password, and you must verify your email before buying proxy access or funding a wallet. You are responsible for keeping your credentials secure and for activity under your account.
- One person may not impersonate another person or BUYBIZ staff.
- You must be legally able to enter into a contract in your jurisdiction.
- BUYBIZ may suspend an account for suspected fraud, abuse or illegal use.
- Roles and administrative permissions are assigned only through trusted server operations.
03BUYBIZ wallet
The BUYBIZ wallet is an internal purchasing balance denominated in Nigerian naira. It is not a bank account, deposit account, e-money account or investment product. It does not earn interest.
Wallet credit is for purchases on BUYBIZ only. In this release, there is no cash withdrawal, transfer-out or peer-to-peer transfer feature. Balances are derived from an immutable ledger and cannot be edited from the browser.
No taxes or BUYBIZ platform fees are added to the displayed plan prices. Payment provider charges, if any, are governed by that provider's terms.
04Deposits and payment verification
Deposits are processed through the configured payment provider. BUYBIZ credits a wallet only after the payment is verified on its server and the amount, currency and reference match the pending deposit record.
A browser redirect, screenshot or client-side success message is not proof of payment. Duplicate callbacks and webhooks are idempotent and cannot credit a wallet twice. Failed, abandoned or reversed payments are not credited.
Do not send payment to any account details that are not displayed through the official BUYBIZ checkout flow.
05Proxy service and shared access
BUYBIZ sells fixed-duration access to manually supplied upstream proxies. Each allocation references one inventory item. Shared access means other active customers may use the same upstream proxy credentials and outgoing IP.
The Personal 30-Day Proxy is allocated to one active customer per proxy, and a customer may hold only one active Personal 30-Day Proxy at a time. It does not promise a dedicated IP unless the assigned inventory actually provides one.
Shared plans use a shared proxy product. BUYBIZ does not promise a dedicated IP, a unique upstream username or password for each customer, or a particular geographic location unless the assigned inventory actually provides it.
Packaged access does not renew automatically. While an allocation is active, the customer may choose to renew it manually. A renewal is a fresh wallet purchase, extends the expiry by the same access window, and is subject to wallet balance, upstream lifetime and availability.
You must not use the proxy for unlawful activity, fraud, harassment, unauthorised access, spam, malware, evading lawful enforcement or any use that violates an upstream supplier's terms or applicable law.
06Allocation and capacity
A purchase is confirmed only when BUYBIZ can allocate a free seat on eligible inventory and the upstream proxy has enough remaining lifetime for the full package plus a safety buffer.
Seat limits are enforced transactionally and by a database trigger. BUYBIZ does not rely on a client-side counter. Simultaneous purchases cannot create more than the configured active limit on one upstream proxy.
BUYBIZ may use a deterministic allocation strategy, currently oldest eligible inventory first, unless an authorised administrator documents a different strategy.
07Expiry and access ending
Customer access starts at successful allocation. The 24-hour package expires exactly 24 hours later; the 7-day and 30-day packages expire at exact 24-hour multiples. There is no auto-renewal.
When a package ends, BUYBIZ marks the entitlement expired and hides the connection details. Ending one customer's entitlement does not change another customer's allocation or expiry.
Because upstream credentials are shared, database expiry is not equivalent to technical network revocation. BUYBIZ does not claim that it can individually revoke one customer's shared credential unless a future gateway genuinely provides that capability.
If upstream inventory expires earlier than a customer package, affected allocations are marked interrupted, customers are notified, and any remedy follows the configured policy and applicable law.
08Refunds and adjustments
If no eligible inventory exists at purchase confirmation time, BUYBIZ records the order with a no-stock reason and credits the full amount back to the customer's BUYBIZ wallet in a linked, idempotent ledger entry. The customer is not left charged.
Refunds are internal wallet credits in this release. They are not cash withdrawals. Admin wallet adjustments require a reason, confirmation and an audit entry, and may not create a negative customer balance except through a specifically approved correction workflow.
BUYBIZ does not count a wallet deposit as revenue and does not count a wallet refund as new revenue.
09Referral rewards
Customers may share a referral code. A referral reward is internal BUYBIZ wallet credit, not cash. The standard reward is ₦1,000 and is credited after the referred customer makes one verified external deposit of at least ₦3,000.
Internal transfers between users, refunds, admin credits, adjustments and demo credits do not qualify. Only one reward is available for each referred customer. Self-referrals, duplicate accounts, fake accounts and coordinated abuse are not eligible. BUYBIZ may review, reject or reverse a reward connected to abuse.
Referral credit is subject to the same no-withdrawal rule as other wallet credit. It can be used for BUYBIZ purchases only.
10Prohibited use
You must not use BUYBIZ to:
- Violate any applicable law, regulation or third-party rights.
- Commit fraud, launder money, evade sanctions or finance illegal activity.
- Access systems without authorisation, distribute malware or abuse networks.
- Harass, threaten, defraud or impersonate any person.
- Bypass platform verification, bans or access controls unlawfully.
- Resell shared access without written permission or misrepresent it as dedicated.
BUYBIZ may suspend or terminate access for violations and may report unlawful activity where legally required.
11Availability and changes
Inventory, prices, durations and service availability can change. Prices and capacities are displayed before confirmation. BUYBIZ does not guarantee uninterrupted availability, a particular inventory region, or that every listed plan will always be purchasable.
Planned services such as virtual phone numbers and PayPal-related services are not part of the live offering. They have no binding launch date and must not be purchased or treated as available.
12Disclaimers and liability
BUYBIZ aims to provide accurate information and secure record-keeping, but the service is provided on an “as available” basis to the extent permitted by applicable law. Upstream proxies are supplied by third parties and may experience failures outside BUYBIZ's control.
BUYBIZ is not liable for indirect or consequential loss, or for a customer's misuse of credentials. Nothing in these draft terms excludes liability that cannot lawfully be excluded. The final liability, consumer-rights and dispute-resolution provisions require legal review.
13Contact and governing law
Questions about these terms can be sent through the BUYBIZ contact page. Official legal entity details and a formal notices address must be added before launch.
These terms are intended to be governed by the laws of the Federal Republic of Nigeria. This governing-law statement is subject to legal review and does not replace mandatory consumer protections that apply to you.